How to Buy a New Car

If it’s time to upgrade to a new vehicle for your St. Clair Shores commute, then learn how to buy a new car in the most efficient way with the finance team at Genesis Chevrolet. We’ll show you the ins and outs of when to buy a new car, how to find the right vehicle for you, and how you can get the best price possible. Check out our guide on how to buy a new car, and when you’re ready to grab the key to a brand-new vehicle, visit our dealership at your earliest convenience.

Knowing When to Buy a New Car

Even if you’re able to secure a great deal on a new vehicle, buying a brand-new car is a significant investment. That’s why it’s important to know if it’s the right time to actually buy a new vehicle for your St. Clair Shores commute. Here are some things to consider if you’re wondering when to buy a new car:

1. If you’re paying for constant repairs, then those costs will add up, and it may be worth it to buy a new vehicle.
2. If you feel unsafe in your vehicle, then that’s never a good feeling. Buying a new vehicle will not only make you feel safer, but you’ll also be less likely to get into an accident.
3. You might be wanting to start a family or have a family on the way. If this is the case, then upgrading to a newer, larger vehicle with more safety features might be a worthwhile investment.
4. If your current ride is failing emissions test, then a new vehicle can save you money compared to what it would cost to get your current vehicle up to par with emissions testing.

Finding Your Ideal Vehicle

If you’ve already started the process of looking for a new vehicle in the Warren area, then you’ve probably realized it can be a little complicated at times. With so many options available, consider the following tips to help you find the right vehicle:

1. Consider your driving habits, and decide what kind of vehicle would be best for your needs.
2. Make a list of the features you want in your next vehicle.
3. Choose your top three models. Afterward, research those vehicles on safety, reliability, average lifespan, and more.
4. When you’ve narrowed down your search to one option, search around your area to see what other dealerships are offering and what kind of deals you can get for the model.
5. Be sure to keep an eye out for any upcoming sales specials or other kinds of offers.

Be sure to use our new vehicle specials when you visit Genesis Chevrolet to help you get the best price possible on a vehicle of your choice.

Affording Your New Car

Once you decide on a vehicle that’s perfect for you, you want to budget officially. It’s recommended that your monthly car payment should not exceed a third of your monthly income. Keep these other tips in mind when budgeting for your new vehicle:

• New Car Sales Tax: This tax is a set amount and is usually added to your car loan amount.
• Interest Rate: If you have a higher interest rate, then you’ll have higher payments but pay less interest over time. Lower interest rates means a lower monthly payment, but more interest paid over time. If you have a good credit score, then you may qualify for a lower interest rate.
• Trade-in Value: Trading in your current vehicle can help you get some quick cash to put towards your new vehicle and lower the purchase price. Value your trade at Genesis Chevrolet to see what you can expect for your current ride.

You can also use our payment calculator to get an idea of what you can expect to pay, so you can budget accordingly. For more car-buying tips and advice, reach out to the team here at Genesis Chevrolet.

Find Your New Ride in Eastpointe

Now that you know how to buy a new car, contact us to set up a time to explore our current inventory. We’ll show you around our lot and help you set up a test drive of your favorite model.