Finance Center

At Genesis Chevrolet, we offer competitive auto loan financing rates and car leasing in Detroit to residents throughout the region. Whether you are interested in a lease or new or used car finance services, we offer outstanding customer service and an amazing selection of new and used cars, trucks, and SUVs.

Our finance experts are here to guide you through the auto loan financing process and help you get into your new vehicle. You can expect the same level of service if you opt for car leasing in Detroit.

Buying vs. Leasing: Pros and Cons

There are advantages and disadvantages to both buying and leasing, so what's right for you depends on factors such as your budget, how often you drive, and whether vehicle customization is a priority. Check out a few buying/leasing pros and cons to help you decide: 

Leasing Pros

• Lower upfront payment compared to buying
• Lower monthly payments compared to buying
• Covered vehicle maintenance
• Lease-end options such as buying the vehicle or upgrading to the latest model

Leasing Cons

• Mileage limits
• Fees for exceeding your mileage limit
• Fees for excessive wear and tear
• No customization possibilities

Buying Pros

• Outright vehicle ownership
• Resale opportunities
• Customization options
• New and used car options

Buying Cons

• Vehicle depreciation
• Maintenance costs following warranty expiration
• Higher down payment and monthly payment costs compared to leasing

Learn More About Auto Loan Financing & Car Leasing in Detroit Today

Contact Genesis Chevrolet's finance team today or if you're ready to start the auto loan financing process, you can fill out our secure finance application online. Let us know if you have any questions about new or used car finance services! If you would rather lease a vehicle, our team is here. We offer car leasing in Detroit to drivers throughout Roseville St. Clair Shores, Warren, and the surrounding regions! See you soon!